Real LI

The White House today will announce a plan to freeze rates on some subprime loans for five years (or at least that's what's been leaked to the press). But will that help Long Islanders like Freeport homeowner Barbara Santamaria? In Newsday's cover story today, she says she and husband, Alex, pay $3,700 a month on a $414,000 loan. Her 7.5 percent rate from the summer of 2006 will go up to 10 percent in August. "Without a freeze, she said, 'I'm done. There's nothing I can do and there'll be no way I can keep the house.' "